经济援助常见问题
皇冠信用盘经济援助的常见问题解答
什么是经济援助?
Any kind of funding to help pay for college is considered to be financial aid. Financial aid comes from four different sources - the federal government, 州政府, 私人来源, 以及塞迪斯史蒂文斯理工学院. Grants and scholarships are considered gift aid; students are not required to repay the money received. Loans, 通常以低利率提供, are to be repaid by students usually after completion of their degree.
When will I find out how much financial aid I can expect to receive?
The 金融援助 Office processes the aid and sends an award letter via email to students starting in March. Any changes to a student's award letter will be sent to the student via a revised award letter email. The award notice lists the type of aid and the amount of each type of aid you can expect to receive for the fall and spring semesters.
我有资格获得多少援助?
The amount of financial aid a student is qualified to receive is determined by the results of the FAFSA. FAFSA会询问你的家庭规模, the number of family members in college and the student's and parents' income and assets. The calculation tells the 金融援助 Office how much aid you are eligible to receive. 助学金和奖学金适用于你的援助计划, 如果你有资格, 然后学生贷款就处理好了.
我的学费是多少?
出勤费用(COA), 也被称为“学生预算”, 将直接费用(学费)考虑在内, 食宿)和 estimated 交通(通勤)、书籍和工具等费用. This number is used by the school to determine the maximum amount of financial aid a student can receive for that award year. Note: for students that borrow loans through the Federal Direct Loan program, 平均贷款费用将被添加到出勤费中. Students who receive the Stevens Grant will have a COA of $0 for books and tools, 都是由学院提供的.
我被选中进行验证. 这是什么意思??
Verification is a process the Department of Education uses to make sure that the information reported on the FAFSA is accurate. We will notify you of the information needed to perform verification as the documents needed can vary between students.
核查应在30天内完成. Failure to complete the process will result in an ineligibility for Title IV Federal funds until the process is completed.
What do I do if I cannot provide parent information on the FAFSA?
Please contact the 金融援助 Office to discuss the details of why you are unable to provide parent information. 在某些情况下，我们能够处理 FAFSA 没有父数据. 将需要额外的文书和文件.
我收到了奖状，我还需要更多的钱. 我该怎么办呢??
Your parents may consider applying for a Federal Parent Loan for Undergraduate Student (PLUS). If a parent is denied a PLUS loan, the student may borrow more in the unsubsidized Stafford Loan. 也有非联邦贷款可供选择. 除了, the college offers a payment plan that allows you to pay 1/3 at the time the semester bill is due, 1/3个月后，最后1/3个月后.
Why do I have to put my parents' tax information on the FAFSA if they are not paying for school?
The federal government expects both parents and the student to contribute to the student's educational costs. Regardless if a parent will or will not contribute to your education, their income and assets must be reported and are used to determine your eligibility for financial aid. 如果你和父母或继父母住在一起, both the parent's and stepparent's income information will be used to determine your aid eligibility. 无论你的父母是否在联邦纳税申报表上向你申报, 你仍然需要使用他们的收入信息 FAFSA.
How does dropping or failing a course affect future financial aid eligibility?
Withdrawing from a class after Drop/Add may mean that a student will be short the number of credits needed for satisfactory academic progress (SAP). 有关SAP政策的更多信息，请点击 here.
One of my parents/caregivers lost their job and my family is facing hardships. 财政援助办公室能帮助我吗?
If your family experiences a change in income due to unusual circumstances (e.g. loss of employment, separation or divorce, high non-reimbursed medical expenses, etc.), contact the 金融援助 Office about a possible reevaluation of aid eligibility.
What happens to my financial aid if I drop a course during the semester?
Aid may be adjusted if a change in enrollment occurs during the drop/add period. The student is strongly advised to seek specific guidance from the 金融援助 staff. The potential exists for aid to be cancelled depending on the particular situation and the policies in effect which regulate administration of aid.
我什么时候能收到退款?
If a student receives more financial aid than their charges a credit balance will occur. When this occurs the business office will issue a refund in the form of a paper check for the student to pick up in the business office. Refunds from Title IV Federal aid will be issued within 14 days of the date of the credit balance. 通常是学期开始的4-5周.